Family Management Credit Counselors, Inc. has qualified financial counselors that are willing and able to provide classes tailored to your needs. Classes can be a one-time session, or broken into units over a longer period of time. We will teach to your agency, clients, school, class, church group, or organization.
Currently we are teaching "Money Sense" classes utilizing information prepared by the National Endowment for Financial Education, www.nefe.org. This program is preventative and set up to teach personal financial responsibility today to help participants, age 12 and older, to avoid financial difficulty tomorrow. The goal is to increase the financial literacy of America's teens and strengthen the youth involved through the development of good financial values. The program includes the following units:
Financial Planning: Your Roadmap.
Participants learn the steps in the financial planning process, the difference between needs and wants, how values affect needs and wants, how to develop written and meaningful goals, and how their decisions affect their goals.
Career: Labor of Love.
Participants learn the relationship between career factors such as education and training and earning potential; identify career options, including entrepreneurship; and demonstrate awareness of future financial decisions affected by career choices.
Budget: Don't Go Broke.
Participants learn effective money management primarily through the process of creating and following a budget. They will learn about tools they can use to help manage their budget, such as record keeping, the idea of "pay yourself first", understanding a paycheck, and using a checking account.
Savings and Investments: Your Money at Work.
Participants learn to explain the importance of savings and investing to meet financial goals, explain how the value of money affects goals, describes basic investment principles, and discuss a variety of savings and investment alternatives.
Credit: Buy Now, Pay Later.
Participants will examine the use of credit as a tool to effective financial management, learn to explain the importance of using and managing credit effectivity in the financial planning process, and describe how this can be accomplished.
Insurance: Your Protection.
Participants learn the different types of personal and financial risk they will encounter in their lives, explain methods of protecting themselves against those risks, and explain why protecting their assets against personal and financial loss is an important part of the financial planning process.
We are located at 1409 W. 4th street in Waterloo, Iowa. Our handicapped-accessible office is located five blocks past the Social Security office on 4th Street and is one block before Locke Funeral Home, near the six corners.
Contact us by phone at: (319) 234-6695
Contact us by email at:
fmccinonprofit@qwest.net
