Family Management Credit Counselors, Inc.

Housing Counseling Services...

Family Management Credit Counselor's, Inc. is a HUD certified housing counseling agency. We provide housing counseling in a variety of areas including:

Default or Delinquency Counseling:

If you have missed a mortgage payment, please come in to talk to us. We can assist you in budgeting to help you figure out how you can avoid missing future payments.

Loss Mitigation/Foreclosure Counseling:

If your house is in foreclosure, please come and visit us. There are a variety of options you may have that we can assist you with including:

Special Forebearance
Mortgage Modification
Partial Claim
Pre-forclosure Sale
Deed-in-lieu of Foreclosure

If you would like more information on the foreclosure process, please call our office or visit the HUD website at: http://www.hud.gov/foreclosure/index.cfm

Pre-purchase home buyers' education course:

This course usually consists of approximately 6-8 hours of materials set up at your convenience in our office.

This course covers:

Budgeting for your Home Purchase
Shopping for Your Home
Shopping for Your Loan
Mortgage Loan Application and Process
Purchasing Your Home

We try to make owning your own home become a reality.

Post-purchase Homebuyers Education Course

This course covers:

Budgeting after your home purchase
Money for Repairs
Keeping your Mortgage Current

Home Equity Conversion Mortgages (HECM) Counseling

Call us today for a consultation - (319) 234-6695

We are located at 1409 W. 4th street in Waterloo, Iowa. Our handicapped-accessible office is located five blocks past the Social Security office on 4th Street and is one block before Locke Funeral Home, near the six corners.